WHAT IS BUDGETING, IN 2018?

I have this problem that a lot of us have, stretching our dollars, as far as we can. How are we supposed to budget, in this day and time? It is really great to have nice things. We all want to live lavish. We all want the best life. We all want to be happy, but we also need to focus on how to budget. How can we prepare for the future, financially speaking? 

I feel very content in where I am now. I do feel like I could have more money to my name. I do feel like, if I did have more money, I could do better things for my kids. I want to provide the lifestyle for my kids that they deserve but I cannot do that if I'm not where I need to be financially. 

I am a very hard working mother. I like to take my job as a caregiver very seriously. Being a mother to me is more than just having children. Being a mother is being mommy, mom, a friend, a confidant, a protector. 

As soon as I had my first child, I knew that, for the rest of my life, I wanted to take care of my kids and give them the best that I never had. My kids deserve it and I want to be able to provide it. 

But if I'm not financially stable, then it can't happen.  I need to keep more track of my financial habits and spending patterns. I need to have a financial plan, in case of a rainy day. If something happens beyond my control, I have a financial safety belt. God forbid, I have an insurance policy. 

Financially, things happen,life happens, day by day. We can only be, so prepared. But when it comes to our finances we should keep track. Purchase a notebook, get a pen and start jotting down what you spend. 

Sometimes when you are budgeting,  you have to sacrifice your comfort. You might have to penny pinch but it's only temporary. If you make budgeting a part of your financial plan, you will reach your goals. Whether it be months or years, you will reach your goals and you will have financial freedom.